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(a) You must notify us immediately on becoming aware of
any infringement or potential infringement of the BPAY Marks (including any infringements by your End Clients).
(iii) we will provide you with a copy of the Standards Manual along with
BPAY’s contact details and notify you each time there is
a change to the Standards Manual or BPAY’s contact details.
Ensure that payment directions validly given by
your End Clients prior to the time referred to the above
paragraph are incorporated into Batch Payer Directions which are submitted to us on the same Banking Business
Day; and (iv) promptly notify us if you become aware, or reasonably suspect, any fraudulent or illegal activity involving Payments made by those End Clients;
and (iii) notify us in writing of any non-compliance by you
with a provision of these Batch Payer Terms as soon as practicable after you become aware of the
non-compliance, including any non-compliance with the minimum eligibility requirements set out in clause 5.3(b).

Eligible accounts and payments only – sending
and receiving account must be capable of processing
faster payments. If you’ve already transferred this
PayID from another financial institution, please check with them to ensure
that it’s been released. These can be linked to the same account
or to different accounts if you prefer. For the most accurate
and up-to-date information, please refer to the live site.
You should never share your personal information with people you don’t trust.

Most PayID payments are processed via the New Payments Platform (NPP) using
Osko, meaning they’re typically received in under a minute.
This includes keeping your sign-in details (including passwords, Westpac Protect™
SMS codes and SecurID® Token codes) private.
No, people can still pay into your account using your BSB and account number.
Payments are protected by NAB’s real time transaction processing and monitoring
capability.
6.7 Where the sending institution is not satisfied that a payment is a Mistaken Internet Payment, it is
not required to take any further action, however
it may choose to contact the unintended recipient and explain that a person has claimed that a transaction was mistaken. 6.3 We will acknowledge
receipt of your report of a mistaken internet payment,
conduct an investigation into that mistaken internet payment,
and inform you in writing of the outcome of our investigation within 30 business days of the day on which you made the report.
This limit on liability does not apply to customers of Online
Banking for business please refer to below section « Online Banking for business » 5.8 You’ll also be liable
for actual losses resulting from unauthorised transactions made using
Online Banking caused by the User unreasonably delaying notifying us
of the misuse, loss or theft of a Mobile phone, Security device, or of their
Access code(s) becoming known to someone else. 5.2
For the purposes of this clause 5, a reference to you or
your means the Account holder of the Account from which an unauthorised transaction has occurred.
4.5 If you’re using Mobile Banking, you must also not write your Customer number, Password or Mobile passcode on your Mobile device or keep a record of any of them near the Mobile device.
4.3 If you make a record of your Access code you must keep that
record separate and well away from any electronic
equipment (such as a computer or Mobile phone) or any other Access code or
Security device you use to access Online Banking unless the Access code is reasonably
disguised.
Ways to achieve this include choosing a Password that nobody could guess, not using one that
includes your name, date of birth (or part thereof) or a combination of these,
and not using the same password that is used for other services such as
your email service. If this occurs, please call our contact centre to reactivate your Online
Banking access. While we do our best to categorise transactions by matching the transaction description to the pre-defined sub-categories, at times the applied
sub-category may not reflect your preference. (c) any subsequent request made on the online consent dashboard in Online Banking to enable data sharing
on the joint account will need to be approved by all joint account holders within a specified period of time.

When a joint account is enabled, any Open Banking data
sharing authorisations created by one account holder are taken to have
been pre-approved by all account holders. 15.3 Where the virtual assistant or our staff (if you have been connected to a human) is not able to assist with your query over the
chat service, we may refer you to our Telephone Banking team or a Westpac branch.
14.4 You may terminate your use of Online Banking at any
time by giving us written notice, making a request in the Mobile Banking App, or calling our contact centre.

If the Mobile phone is also used by other people, they may receive, or be able to access your SMS Code
messages. 3.5 We will send the Westpac Protect™ Security Code by SMS to your Mobile
phone, and you’ll need to promptly enter that Access
code in Online Banking for the transaction to be processed.
You may be given an opportunity to select a Mobile passcode or
choose to use biometric information such as the
fingerprints or facial data you store on your Mobile device for accessing Mobile Banking through your chosen Mobile
device.
A rejected International Payment will need to be resubmitted for approval and processing.

For a Fixed FX Transaction created in a Shared Access or Business Network, the payment must be fully approved by all required
Approvers (if any) within the period of time displayed on Westpac Online, to enter into a Fixed FX Transaction at an agreed rate.

6.2 International Payments will usually be available to the
recipient within 2 Banking Days of us processing your Payment.

For information about services you can initiate through Online
Banking on selected Accounts (for example to request a cheque
to be stopped on an Account), please refer to the relevant Account Terms and Conditions.
Online Banking is a service that lets you check information about Accounts, and tell us to perform transactions using
those Accounts. This document sets out the Terms and Conditions for Westpac Online Banking (« Online Banking »), which refers to our online, mobile and tablet banking service.

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